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6 Most Trusted Bitcoin Investment Sites (What to Know in 2024)

With so many Bitcoin investment sites, choosing the right one for you can feel a bit overwhelming. Going Bitcoin-only with automatic recurring purchases is the best business decision you can make in 2024.

Brandon Quittem
Drew
Brandon Quittem and Drew
Mar 17, 2024March 17, 202416 min read16 minutes read

Bitcoin invest­ment sites, also known as exchanges or “onramps,” are an impor­tant part of the industry. Onramps allow people to easily buy and sell Bitcoin with their local currency.

In the last year, we’ve seen a new class of trusted onramps focusing specif­i­cally on Bitcoin, the largest and most reputable cryptocurrency.

These "Bitcoin-only" onramps repre­sent a notice­able change from past ICO-mania where question­able exchanges exploded onto the scene. Many of these oppor­tunistic 'invest­ment sites' have since been hacked, become insol­vent, or shut down for many other reasons.

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In this article, we we’ll cover:

Top 6 Bitcoin Investment Sites in 2024

If you are short on time and just want to know the top 6 Bitcoin investment sites, here they are. You can jump to any section below by clicking on the link.

  1. Swan Bitcoin - 4.6 Trustpilot Rating, 4.8 Apple App, 4.5 Google Play Store

  2. Amber - 4.1 Trustpilot Rating, 4.4 Apple App, 4.4 Google Play Store

  3. Bull Bitcoin - 4.9 Trustpilot Rating, No Rating, 5.0 Google Play Store

  4. Cash App - 1.3 Trustpilot Rating, 4.8 Apple App, 4.6 Google Play Store

  5. Strike App - 3.2 Trustpilot Rating, 4.7Apple App, 4.3 Google Play Store

  6. River Financial - No Trustpilot Rating, 4.9 Apple App, 4.2 Google Play Store


Let’s take a closer look at each Bitcoin investment site…

1. Swan Bitcoin

Swan Bitcoin Trustpilot Rating

Account Minimum: No account minimum
Fees:
0.99%*
Custody Provider: BitGo Trust Company
Trustpilot Rating: 4.6/5 from 1,019 reviews
Apple App Store: 4.8/5 from +1,000 reviews
Google Play Store: 4.5/5 from 443 reviews, +50,000 downloads

About Swan Bitcoin

Swan is Bitcoin investing made easy.

Connect any major U.S. bank account, set an amount, and Swan’s daily, weekly, or monthly savings options steadily convert your dollars to Bitcoin savings. Swan believes that being a Bitcoin invest­ment company that is “Bitcoin-only” is a compet­i­tive advan­tage, and we’re ready to prove it. Swan’s goal is to be the most accessible and user-friendly way to acquire Bitcoin.

Swan Private is available with customized services if you’re a high net-worth individual, family office, or corporation looking to buy $100,000 or more worth of Bitcoin. With an unparalleled commitment to education, security, customer service and professionalism, Swan offers robust custody services, ensuring the safe storage of your Bitcoin assets.

Swan has a unique Bitcoin IRA option. A Bitcoin Roth IRA is the perfect option for younger investors who expect to make more in the future than they earn currently.

Both Android and iOS are supported.

Features 

  • Automatic recur­ring buys
    Users can easily set up automatic recur­ring Bitcoin buys. Swan believes dollar cost averaging is the most effec­tive way to accumu­late Bitcoin. Select daily, weekly, or monthly recur­ring buys.

  • Educa­tional content
    Swan focuses on creating educa­tional content to improve the entire Bitcoin ecosystem. You can read the latest articles from the Swan team and their friends at Swan Signal.

  • Best-in-industry customer service: Swan support

    Swan Support provides industry best customer support and boosts a 4.5 out of 5 Trustpilot rating with 78% providing a 5-star rating with +1k reviews.

  • Instant buys
    Buy Bitcoin instantly and be billed for it afterward via ACH.

  • Referral program
    Swan is currently offering a referral program. When you refer a friend to Swan Bitcoin with Swan Force, they receive $10, and you receive 25% of their fees.

  • Auto-withdrawals
    Users can schedule periodic Bitcoin withdrawals to move a certain amount of Bitcoin to a wallet of their choice.

  • Swan Vault

    Swan recently launched Swan Vault, a seamless self-custody solution with:

    • Best-in-class user experience for secure self-custody

    • Secure key backup to minimize the risk of loss

    • Concierge onboarding available

    • Inheritance planning for Swan Private clients


2. Amber (Australia)

Amber App Trustpilot Rating

About Amber

Amber is an app focused on making easy recur­ring buys of Bitcoin. Amber focuses on clean design and providing a simple way to acquire Bitcoin.

U.K. and Europe, Central Asia Eastern Europe Region, MENA Region, Africa, South and Central America, Canada, and the United States (except the States of Connecticut, Hawaii, New York, New Hampshire, Texas, and Virginia.)

Amber is backed by Morgan Creek Digital Assets, and Fulgur Ventures.  

Features

  • Mobile app
    Amber is avail­able on both Android and iOS.

  • Automatic recur­ring buys
    Users can set up recur­ring buys every day, week, or month. $5 minimum purchase. Users can also make one-time purchases as they desire. 

  • Educa­tion
    The Amber team, led by Aleks Svetski, produces high-quality Bitcoin content that’s avail­able to the public. We recom­mend checking out Bitcoin Times


3. Bull Bitcoin (Canada + Costa Rica)

Bull Bitcoin Trustpilot Rating

Fees: No fees for buying Bitcoin, 0.5 — 1.25% sell Bitcoin fee
Custody Provider: Non-custodial, Bull Bitcoin self-custody wallet
Trustpilot Rating: 4.9/5 from 204 reviews
Apple Store App: No Rating
Google Play Store: 5.0/5 from 9 reviews, +500 downloads

About Bull Bitcoin

Bull Bitcoin is a fixed-rate exchange that enables Canadians and Costa Rican’s to buy, sell, and spend Bitcoins online. Bull Bitcoin is run by self-proclaimed Cypher­punks and Bitcoin Maximal­ists, and it shows.

As one of the top Bitcoin invest­ment sites, Bull focuses on privacy, security, and enabling users to maintain full custody of their Bitcoin. 

The Bull Bitcoin team also devel­oped Cyphernode.io; a modular Bitcoin full-node microser­vices API server archi­tec­ture and utili­ties toolkit to build scalable, secure apps/services without reliance on trusted third parties.

Bitcoin Jungle

In partnership with Bitcoin Jungle, Bitcoin-only exchange Bull Bitcoin is the first and only exchange in Costa Rica to allow Bitcoin ←→ Colones conversion using SNIPE, the national fiat mobile payment system with just a phone number on Lightning.

Features

  • Non-custo­dial
    Bull Bitcoin never takes control of users' Bitcoin. Instead, users are fully sover­eign over their Bitcoin at all times. 

  • Instant withdrawal
    Users can withdraw their funds at any time.

  • Buy Bitcoin Directly

    Buy Bitcoin directly to your own Bitcoin Wallet using Interact E-Transfers and other Canadian bank transfer options. Non-custodial Instant withdrawal No withdrawal fees Privacy and security by default Lightning Network compatible No transaction limits.

  • Bylls Integra­tion
    A service that enables users to pay their Canadian bills or for Costa Rican’s to spend colones by converting Bitcoins to Canadian dollars or colones for everyday purchases.

  • Automated dollar cost averaging
    Users can schedule recur­ring buys at the frequency they desire (daily, weekly, etc.). 

  • Bull Bitcoin Prime
    VIP advisory service for high-net-worth individuals and business clients looking to take their Bitcoin journey to the next level. A personalized 1-on-1 service with direct oversight from legendary Bitcoin expert Francis Pouliot.


4. Cash App (U.S.)

About Cash App 

Cash App is an iOS/Android app that offers a Venmo/PayPal experi­ence and provides users to buy stocks and Bitcoin. Cash App is one of the app store’s most popular and recognizable finan­cial apps.

The app was created by Jack Dorsey, CEO of Square/Twitter. Dorsey is a very bullish Bitcoin-only investor. Cash App has a great UX, and buying Bitcoin is very straightforward.

Many people have mixed feelings about Cash App though and this is clearly reflected in the 93% 1-star Trustpilot rating.

Square was the first publicly-traded company to sell Bitcoin and is a cornerstone for Bitcoin adoption.

Features

  • Buy/sell Bitcoin
    Users can buy and sell Bitcoin through Cash App. $10k weekly purchase limit. 

  • Purchase stocks
    Users can acquire as little as $1 worth of U.S. stock.

  • Direct deposit paychecks
    Users can elect to have their paychecks direct deposited into Cash App.

  • Cash card
    Users can receive a Visa debit card attached to their Cash App account. 

  • Inter­na­tional payments
    Users can now send payments between the U.S. and the U.K. 

Starting October 20th, 2023, Cash App may charge a small fee when you buy or sell Bitcoin. If so, the fee will be listed on the trade confirmation screen before you complete the transaction.

Transaction Fee Chart

Cash App may also include a spread on the exchange rate we use to price Bitcoin buys and sells on our platform. The spread we apply to our exchange rate may be between 0% and 1%, depending on market conditions.


5. Strike App (U.S. + International)

About Strike 

Strike App seamlessly integrates Bitcoin into everyday financial transactions. With its user-friendly interface and Lightning-fast payment processing, Strike App empowers individuals and businesses to send and receive Bitcoin instantly, without the complexities often associated with traditional banking systems.

By leveraging the power of Bitcoin’s decentralized network, Strike App offers unparalleled security and efficiency, revolutionizing how we think about money transfer and financial inclusion.

Features

  • Instant Transactions: Strike App enables instant peer-to-peer transactions, allowing users to send and receive Bitcoin quickly and efficiently.

  • Global Accessibility: With Strike, geographical barriers vanish. Users can transfer Bitcoin across borders seamlessly, facilitating international payments without the need for traditional banking intermediaries.

  • No Fees: Unlike traditional payment methods, Strike App typically charges little to no fees for transactions, making it an attractive option for cost-conscious users.

  • Seamless Integration: The app integrates effortlessly with existing financial systems and platforms, enabling users to incorporate Bitcoin into their daily transactions without hassle.

  • User-Friendly Interface: Strike App features an intuitive interface that makes it easy for both beginners and experienced users to navigate and utilize its functionalities.

  • Cross-Currency Compatibility: Strike App supports transactions in various fiat currencies, making it convenient for users to convert and transact in Bitcoin regardless of their local currency.


6. River Financial (U.S.)

About River Finan­cial

River is focused on finan­cial services for Bitcoin holders. Similar to a Fidelity brokerage account but for Bitcoin. River differ­en­tiate itself by offering users access to more advanced Bitcoin technolo­gies including Partially Signed Bitcoin Trans­ac­tions (PSBTs), native multi-sig, and a language called Script Descrip­tors.

Being Bitcoin-only enables more resources to be allocated to native Bitcoin features.

Avail­ability
Currently, River Financial can only service clients residing in the United States. To be eligible, your primary residence must be one of our approved states or territories.

River can currently support any U.S. state except:

  • New York

  • Nevada

River currently only serves existing clients in the following states:

  • Idaho

The following U.S. territories are supported:

  • Puerto Rico

Features

  • Zero fees on recur­ring buy orders
    This feature allows users to set up an automatic purchase order of Bitcoin at pre-de­ter­mined inter­vals.

  • Perfor­mance tracking
    River provides users with tools to track how well your Bitcoin invest­ments are performing.

  • Deposits and withdrawals
    Users can add Bitcoin to their River wallet and move it from River to another wallet. 

  • Insti­tu­tional accounts
    Enables finan­cial insti­tu­tions to buy, sell, and use Bitcoin. 

  • Damus integration

    River recently integrated Damus to enable Lightning payments via Nostr. River also provides a Bitcoin IRA option. See how it compares here.

  • River Link

    Facilitates the seamless transfer of Bitcoin through text messages, offering users a straightforward and user-friendly experience that eliminates the complexities often associated with Bitcoin transactions.


Why Businesses Should Go Bitcoin-Only

While fans of alter­na­tive cryptocur­ren­cies might complain that their favorite token is being excluded for ideolog­ical reasons, the reality is: going Bitcoin-only is a logical business decision. 

Businesses should go Bitcoin-only because it is a secure and efficient way to store and transfer value. Bitcoin transactions are fast, reliable, and safe, with low fees compared to traditional payments like credit cards or bank transfers.

Why Bitcoin-only?

  • Lower fees
    By focusing on a single asset, compa­nies can maintain lower support costs, leading to better service with lower user fees.  

  • Bitcoin has the majority of the volume
    Focusing on Bitcoin-only that attracts high volume makes sense as a business.

  • Increased focus
    If you want to be the best website to invest in Bitcoin, the only way is to focus on Bitcoin alone. Going Bitcoin-only means your company will have no distractions/temptations from penny stock-like altcoins.

  • Domain exper­tise
    By focusing on a single asset, your team will become experts in that asset. Eventu­ally, your exper­tise will enable you to out-compete compa­nies who took a less focused approach. This compounds over time and leads to better products/services, attracting long-term customers.

  • Long-term success
    A business built on trading altcoins might be lucra­tive for a short period. These altcoin onramps pop up in bull markets, rise to fame, and quickly crash in just a few months. On the other hand, Bitcoin-only onramps are more robust and will outlive all the altcoin exchanges.

  • More secure
    Onramps that focus exclu­sively on Bitcoin allow for increased security. Every time you offer another asset, your engineers are forced to develop increas­ingly complex security methods. Focusing on Bitcoin exclu­sively allows engineers to take advan­tage of Bitcoin’s native features, such as multi-sig, which results in a more secure infrastructure.

  • Less Regula­tory Burden
    Bitcoin-only onramps come with fewer regula­tory risks as Bitcoin has been given a pass by most regula­tors globally.

  • Aligned incen­tives
    Compa­nies that focus exclu­sively on Bitcoin share aligned incen­tives with Bitcoiners. Both parties want Bitcoin to remain secure and increase in value over the long term.

  • Shared infra­struc­ture
    As more compa­nies focus on Bitcoin’s native function­ality (multi-sig, partially signed Bitcoin trans­ac­tions, etc.), we’ll see more open-source standards emerge. For example, Unchained Capital open-sourced a multi-sig protocol called Caravan that anyone can leverage.

Learn more about the benefits of going Bitcoin-only:

How to Delete Your Coinbase Account — the most notorious U.S. company promoting altcoins.


Why Set Up Automated Recurring Buys?

Here at Swan, we believe that setting up automated recur­ring Bitcoin buys is the best strategy. In investing terms, this is called “dollar cost averaging” (DCA).

Twitter

(DCA) is an investing strategy that allows you to spread out the risk associated with trying to time the market. 

By investing a set amount of money regularly, you can continue to increase your holdings and benefit from asset appreciation over time.

This helps even out your average purchase price over time, reducing the risk of significant losses due to drastic swings in share prices. It also makes it easier for investors who don’t have enough money to make a single big investment at once.


Top Benefits of DCA

  1. No one can perfectly time the market.

  2. Dollar-cost averaging minimizes the risk of volatile price swings. 

  3. Set it and forget it. No need to log in every week.

  4. Remove your cogni­tive biases. Avoid fear and FOMO. The market and media are constantly trying to manip­u­late you.

  5. Avoid tax burden and fees of active trading.

  6. Get rich slowly. Think long-term with a low-time preference investment strategy.


Support Trusted Bitcoin-Only Onramps and Start Buying Bitcoin Today

As businesses realize the benefits of going Bitcoin-only, we’ll see more legit Bitcoin invest­ment sites focused exclu­sively on Bitcoin. Post FTX collapse, companies will only be willing to stick their necks out for Bitcoin-only approaches that include holding the private keys themselves or self-custody through a corporate partner like BitGo.

This trend will likely continue as Bitcoin-only compa­nies will outcom­pete compa­nies that are spread too thin, supporting 100s of illiquid tokens

We highly recom­mend three things:

  1. Investing in your personal Bitcoin educa­tion (we recom­mend our Swan Signal blog and Swan Signal Live podcast.

  2. Setting up an automated recur­ring Bitcoin purchase.

  3. Watching our recently launched free 1-hour Welcome to Bitcoin: 101 Series. It’s the best way to orange-pill your friends and family members.

P.S. After you join, pass around your unique referral link. Both you and your friends will receive $10 worth of free Bitcoin for each person who signs up. Also, make sure to check out this article and see where Swan ranks for the top Bitcoin IRAs and Crypto IRAs.

Swan is the easiest way to buy Bitcoin using your bank account automatically every week or month, starting with as little as $10. Sign up or learn more here.

Brandon Quittem

Brandon Quittem

Brandon is an entrepreneur, writer, speaker, and passionate Bitcoiner. His articles have been read by more than 2 million people online. Most well known for exploring the parallels between bitcoin and mycelium.

Drew

Drew

Drew, a class of 2013 Bitcoiner, is a Research Analyst for Swan Bitcoin.

He has worked in institutional VC/PE, FinTech, and DLT consulting for over six years. He also brings over twelve years of experience working with national nonprofits and start-ups in education and software development in several leadership roles.

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