Robinhood Fees 2026: Stock, Robinhood Crypto & Transfer Fees
Robinhood charges no commission, but Bitcoin trades carry a spread (about $0.95 per $100), transfers out cost $100 and instant withdrawals up to 1.75%.
Robinhood doesn’t charge commissions on stocks, ETFs, Bitcoin or other coins, but trading there isn’t free. For Bitcoin and other coins, the cost is built into the price you see. Robinhood says that for every $100 of coins you trade through the app, it receives about $0.95 (0.95%) from the trading firm that fills the order (as of June 15, 2026). Other fees apply when you move money: $100 to transfer your account to another broker, up to 1.75% for instant withdrawals and $25 for outgoing wires (as of October 19, 2026).
Here’s every Robinhood fee that matters in 2026, what they add up to on a real purchase, and how the cost of buying Bitcoin compares with a Bitcoin-only service.
Robinhood fees at a glance
Stock and ETF trades:$0 commission. Small SEC and FINRA regulatory fees apply when you sell.
Bitcoin and altcoin trades (default app orders): no fee shown; Robinhood receives about 0.95%, built into the price of every buy and sell.
When you tap Buy in the Robinhood app, your order goes to a trading firm (a market maker) that sells you the coins at a price slightly above the market. That gap is the spread. Robinhood’s own example: on a $100 purchase with a 0.96% spread, Robinhood receives $0.95 (as of June 15, 2026).
You don’t see this cost as a separate line, so it’s easy to miss. On a $1,000 Bitcoin purchase, about $9.50 goes to Robinhood, and you pay it again when you sell.
In 2026 Robinhood added fee tiers for Bitcoin and altcoin orders sent straight to exchanges through Robinhood Legend, ladder orders and its API. Small traders pay a 0.95% fee to buy at the current price (taker) or 0.50% if they place an order that waits (maker). Heavy traders pay much less. Robinhood says these maker/taker fees are rolling out gradually and may not be available to every customer yet (as of October 19, 2026). Default orders in the app still use the spread, and they don’t count toward your tier.
Exchange-routed fees by 30-day volume (taker / maker):
Using the fees above (as of October 19, 2026), here’s what buying $1,000 of Bitcoin in the Robinhood app adds up to:
Buying $1,000: about $9.50 goes to Robinhood through the spread (0.95%). The full spread you pay can be slightly larger: in Robinhood’s example it was 0.96%.
Selling it later: about another $9.50, so a buy and a sell cost roughly $19 in total.
Getting the cash fast: an instant withdrawal of $1,000 to your bank costs up to $17.50 (1.75%). A standard bank transfer is free.
Moving your account to another broker: $100, flat.
Withdrawing the Bitcoin to your own wallet: no Robinhood fee, only the Bitcoin network fee.
If you accumulate on a schedule instead (dollar-cost averaging), say $100 a week for a year ($5,200 in total), about $49.40 goes to Robinhood through the spread. The same purchases at Swan cost $52.00 in fees (1%), or $49.50 for a new client, because there’s no buy fee on a new client’s first $250 (Swan fees, checked October 22, 2026).
Does Robinhood charge a fee to sell?
There’s no commission to sell, but selling isn’t completely free. When you sell stocks or ETFs, small SEC and FINRA regulatory fees apply. When you sell Bitcoin or other coins in the app, you pay the spread again, about 0.95% (Robinhood).
Retirement account: Robinhood offers an IRA but cannot buy Bitcoin in the IRA. Swan offers Swan IRA that holds real Bitcoin.
Self-custody help: Robinhood doesn’t allow clients to withdrawal Bitcoin to self custody. Swan allows clients to withdrawal their Bitcoin for free and also offers Swan Vault which is a 2-of-3 multisig cold storage, with a recovery kit that lets you access your Bitcoin without Swan.
Use limit orders through Legend if you trade often enough to reach a cheaper fee tier.
Avoid instant withdrawals; standard bank transfers are free.
If you’re leaving, ask your new broker whether it covers the $100 transfer fee.
If you hold Bitcoin for the long term, move it to a wallet you control.
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Frequently Asked Questions
Does Robinhood have fees?
No commissions, but Bitcoin and altcoin trades include a spread (Robinhood receives about 0.95%), and there are fees for transfers out ($100), instant withdrawals (up to 1.75%) and wires ($25), as of October 2026.
How much does Robinhood charge to buy Bitcoin?
About $0.95 per $100 traded through the app as of June 15, 2026. Exchange-routed orders cost 0% to 0.95% depending on volume and order type.
Does Robinhood charge a fee to sell stock?
There’s no commission, but small SEC and FINRA regulatory fees apply when you sell stocks or ETFs.
What is Robinhood’s instant withdrawal fee?
Up to 1.75% of the amount, with a $1 minimum and a $150 maximum, as of October 2026. Standard bank transfers are free.
Does Robinhood charge to withdraw Bitcoin?
No Robinhood fee, just the network fee.
How much is Robinhood Gold?
$5 a month or $50 a year, as of October 2026.
What does Robinhood charge to transfer out?
$100 to transfer your account to another broker through ACATS, the standard system brokers use to move accounts.
Can you buy Bitcoin in a Robinhood IRA?
No. Robinhood says Robinhood Crypto products aren’t available in an IRA.
Drew, a class of 2013 Bitcoiner, is a Research Analyst for Swan Bitcoin.
He has worked in institutional VC/PE, FinTech, and DLT consulting for over six years. He also brings over twelve years of experience working with national nonprofits and start-ups in education and software development in several leadership roles.
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