Stratum v2 is the missing piece of the decentralization puzzle for Bitcoin.
Hello Friends, Hoss here. With Swan, you are implementing a passive investing strategy to purchase bitcoin with competitive fees (0.99%); assuming you pre-pay your yearly fees and invest at least $50/week. Think of this like I'll pay 25$ per year, to invest $2,500 per year, without ever having to think about it. The convenience fee of (0.99%) is what you are paying Swan for their buying service, user-experience, security, and the peace of mind knowing you are dollar-cost averaging your bitcoin purchases. I have personally tried manually DCA strategies in the past and it is an emotional practice that often results in purchasing at the wrong time or even preventing yourself from purchasing (you can't time the market), as the nature of bitcoin's price discovery is volatile; however, with a passive investing strategy I no longer need to think about it. If you invested $50/week over the last 3 years, your $7,500 would have been worth over $12,000. (2017-2020). This equates to roughly a 60% return through a bull mania and bear fallout period. 60% in 3 years. Try to do that in the equity market. As long as you invest $50/week and prepay your fee, you are guaranteed an industry leading fee of 0.99%. Thank you and happy bitcoining!