Introducing Swan Generations, Allowing Families to Allocate Real Bitcoin to the Next Generation

At Swan we build for leaders of families and businesses as a foundation for future generations to thrive in a Bitcoin world. We believe Bitcoin is for everyone, and that includes securing a meaningful amount of savings across generations. 

Today we are introducing Swan Generations, the first real Bitcoin service built for families and their children.

Swan Generations provides a unique service for parents, legal guardians, and others to make irrevocable gifts of real Bitcoin. We believe that real Bitcoin is the best store of wealth ever created and the most pristine asset for preserving the value of work over time.

Swan Generations is the new Bitcoin standard for long-term family wealth planning:

• Administrator Controlled – As the administrator, you maintain sole control over the wallet, acting exclusively for the benefit of the wallet owner. This is a position of significant trust and responsibility, ensuring the assets are safeguarded until ascension. You represent that you are the parent, legal guardian or designated adult, taking on the core duty of safeguarding these assets.

• Flexible Ascension Age — Unlike traditional accounts with preset statutory ages, Generations enables the administrator to designate a flexible ascension age for when the child should take control, between 18 years and 25 years. This puts you in charge of when your child is ready to take responsibility, differing significantly from the fixed statutory ages in accounts like UTMA/UGMA.

• Irrevocable & Permanent Gifting – Every gift made to the Swan Generations wallet is an irrevocable and permanent gift. Once sent, the Bitcoin becomes the legal property of the owner and cannot be reversed or reclaimed by the gifter or administrator. This ensures a foundational, long-term commitment to the owner’s Bitcoin future.

• Cost Basis Transfer – Like other property, Bitcoin gifts to others carries the original cost basis, leading to potential tax-optimized strategies in multi-generational financial planning. See Publication 551 for more details.

• Education Throughout – Families receive access to Swan’s Bitcoin education through the years, including books, articles, videos, online courses, and exclusive webinars to encourage ongoing learning.

• Expert Service - All Swan Generations clients receive our elevated service tiers of Premium or Swan Private, from a dedicated team of Bitcoin professionals including US-based phone support.

Swan Generations is currently in limited preview and will be first available for Swan Private clients via their representatives, with broader availability for all Swan clients in early Q1 2026. Sign up for priority access at swan.com/generations. 

At Swan, we continue to design and build products where humans meet Bitcoin. Swan Generations is another step in our mission to help families build wealth together. 

While we believe in the power of gifting for long-term financial planning, Swan Bitcoin does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.