---
title: "Swan Bitcoin Fees: 1% Buys, $0 Withdrawals"
description: "1% on Bitcoin buys and sells, $0 withdrawals, always. Compare Swan’s custody options and see exactly what you’d pay."
url: https://www.swanbitcoin.com/fees/
---

# Swan Bitcoin Fees: 1% Buys, $0 Withdrawals

1% on Bitcoin buys and sells, $0 withdrawals, always. Compare Swan’s custody options and see exactly what you’d pay.

---

Swan Bitcoin Fees

## Simple, Transparent Pricing

1% on buys, and no buy fee on a new client's first $250.

$0 to withdraw, always.

- **1%** on buys
- **$0** withdrawals, always
- **$0** to hold in self-custody

Compare custody

## Where you store your Bitcoin

Swan charges 1% on Bitcoin buys and 1% on sells. Bitcoin and cash withdrawals are always free. Ongoing custody starts at $0, depending on where you decide to keep your Bitcoin.

|  | Self-Custody: Your keys, on your own hardware. | Swan Sovereign: Guided self-custody with a dedicated expert. | Swan Vault: Collaborative multisig cold storage. | Swan Safe: Simple, Swan-secured storage. |
| --- | --- | --- | --- | --- |
| Custody fee | $0 | $25 / month | $30 / month flat to $150k, then 0.02% / month (max $500 / month) | 0.03% of balance / month; $0 with auto-withdrawals |
| Who holds the keys | You | You (with dedicated expert) | You + Swan (multisig) | Regulated custodian |

**No fee ladders. No tiers. No surprises.** One buy fee, free withdrawals, and a custody cost you choose.

## Secured by Swan Guard

Swan Guard is our suite of advanced security features and protocols that protects all Swan accounts. We dedicate extensive time, resources, and engineering to securing our systems and your assets, resulting in industry-leading protection.

### Dynamic Risk Monitoring

Continuous monitoring for high-risk activity and potential threats

### Dedicated US-Based Support

Access to security agents for urgent situations

### Identity and Device Protection

Advanced identity fraud detection and device risk signals

### On-Chain Scam Defense

Withdrawal monitoring for known scam addresses and patterns

### Client-Initiated Lockdown

Secure your account in two taps if you detect suspicious activity

### Enhanced Fraud Screening

Dynamic screening for evolving fraud and risk situations

### Security Education

Ongoing education on Bitcoin security and personal operational security

### SOC 2 Type 2 Compliant

Our platform’s security is regularly and independently audited

Add as you grow

## Build on your foundation

### Swan IRA

More than a plan. A partnership.

[Learn more](https://www.swanbitcoin.com/bitcoin-ira/)

### Swan Generations

Real Bitcoin. Sound Foundation.

[Learn more](https://www.swanbitcoin.com/generations/)

### Swan Private

Your Partner for Generational Wealth.

[Learn more](https://www.swanbitcoin.com/private/)

## Questions people actually ask

### Is the 1% buy fee really all I pay?

On buys, yes. A flat 1%. Sells are 1%, and withdrawals are always free. Everything after that is an optional custody fee that depends on where you store your Bitcoin.

### How do I get to $0 in custody fees?

Simply turn on Bitcoin auto-withdrawals from your Swan dashboard to waive the Swan Safe custody fee entirely. Swan auto-withdraws your Bitcoin to a wallet you specified, either once a week or when your balance crosses a threshold you set.

### Where can I read more details?

Find out more in our [Swan FAQ](https://help.swanbitcoin.com/hc/en-us/articles/360045394134-What-are-Swan-Bitcoin-s-fees).

## Nothing hidden. Start buying.

Open an account in minutes, or talk to a Bitcoin expert about the right custody for you.